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Health and Wellbeing
Partner Iechyd a Llesiant Cymru

National Debtline - Cyngor a gwybodaeth er lles cymdeithasol

Diweddariad diwethaf: 23/12/2025
Cyngor a gwybodaeth er lles cymdeithasol
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Beth rydym ni'n ei wneud

National Debtline provides free, confidential and impartial advice and resources to help people deal with their debts. The service is available over the phone, through their website and via webchat. It helps people understand their options and take control of their debts.

Run by the national charity the Money Advice Trust, National Debtline offers practical advice; empowering people in debt to speak to creditors directly and put solutions in place to resolve their debt problems.

The website contains guides, fact sheets and sample letters, as well as a personal budget tool. It gives advice on important debts such as rent or mortgage arrears and information if creditors take court action.

National Debtline also helps people budget better and look for ways to increase their income. For some setting up a free debt management plan (DMP), a debt relief order (DRO) or an individual voluntary arrangement (IVA) may be the best option. National Debtline helps with these too.

Mae'r gwasanaeth hwn ar gyfer pobl o bob oed.

Iaith gwaith y gwasanaeth yw: Saesneg yn unig
Gall y gwasanaeth weithredu yn yr iaith(ieithoedd) ychwanegol canlynol:
  • Arabeg
  • Bengaleg
  • Tseinïeg
  • Czech
  • Gujerati
  • Lithiwaneg
  • Pwyleg
  • Punjabi
  • Slofaceg
  • Slofeneg

Manylion y gwasanaeth cyngor a gwybodaeth lles cymdeithasol hwn:

Lles / Budd-daliadau Cyngor
Cyflogaeth Dim
Tai Cyngor
Mewnfudo Dim
Gwahaniaethu Dim
Arian Cyngor
Dyled Cyngor
  • Ydy’r gwasanaeth hwn yn cynnig cyngor cwbl annibynnol? Yes
  • All y gwasanaeth hwn gynnig Gorchmynion Rhyddhad Rhag Dyled (DROs) trwy gyfryngwyr cymwys? Yes
  • Ydy’r gwasanaeth hwn yn dal nod ansawdd cydnabyddedig? Yes AQS Advice Quality Standard
  • Ydy’r gwasanaeth hwn wedi cofrestru gyda’r Awdurdod Ymddygiad Ariannol (FCA)? Yes   618928
  • Ydy’r gwasanaeth hwn wedi cofrestru gyda Swyddfa'r Comisiynydd Gwasanaethau Mewnfudo (OISC)? No